CREATIVE FX5200 OR ATLANTIS RADEON 9100?

I have £90 to spend on a graphics card and I am really only willing
to purchase it from a highstreet store since I if it's faulty I can
just take it straight back. I'm aware that I'm gonna fork out about
£20 more for that privilege so unless you really think that the prices
I quote are completely nutty then please don't tell me about the £20
price differential.

Basically, my Voodoo5 has now become totally useless to me. I used to
use my PC for 3d Studio Max, Midtown Madness, Activision Star Trek
sims and occasionally Flight Sims, GTA etc etc and whereas the older
software worked fine the new software worked but lacked all the
advertised T&L effects. Now it's got to the stage where my graphics
(and my 900mhz AMD @957 - don't tell me about it, when Christmas comes
I'll be getting a new beast) have become too decrepit to handle the
latest releases. Firstly, FS2004 is unusable...although loadable and
jerky. But, the final straw on the camel's back was Enter the Matrix,
which I cannot load at all. (Card must have HW T&L, also device should
be compatible with dx9)

I've had a look on the websites for my highstreet stores and I've got
a shortlist of two cards to choose from (although if you really think
I'd be better off spending my money on another card please feel free
to suggest it).

Atlantis ATI Radeon 9100 (128mb DDR) - £90

Creative GeForce FX5200 (64mb DDR) - £63. I looked for non-Creative as
in my experience they are slower, but no such luck.

Bearing in mind what I want to use the graphics card for, what do you
suggest?

Thanks in advance,

Jake