Wow! Thank you so much mark.

It was the "82" that stumped me... that is a pretty exotic value. I
thought only 10x, 15x, 22x, 35x, 47x and 75x were the going values. I
hope my local electronics shop carry these; they usually have only to
10x's, 22x's and 47x's of everything (their credo: "That's close
enough". Of course, it's almost impossible to have everything in
stock.)

I'm going to test first if the missing cap is the source of the
problem, or is the card is truly shot, by soldering a regular 100 uF
in it's place. Should be close enough